Welcome to the latest issue of ad+ SmartMoney magazine. Taxes, as we know, are one of the two great inevitables in life. As the UK tax system continues to grow ever more complex, and with more responsibility being placed on the individual to get their own tax right, ensuring that you receive the best professional advice to optimise your tax […]
Welcome to the first issue of our publication for 2016. Have you made your New Year’s resolutions?
Considering that the most common topics are health and finances, there’s a pretty good chance that at least one of them involves a financial goal. On page 10, we look at why the start of a New Year is the perfect time to take […]
Confused about retirement planning?
If you are feeling confused about your retirement planning options it’s not surprising. Massive changes have taken place during the past year with the introduction of ‘pension freedoms’. Despite the confusion, it remains essential that you make adequate financial provision for retirement. We consider your options on page 8 of this edition of ad+ Smart Money magazine.
This […]
Good financial planning is all about thinking ahead. And planning for the future means making conscious decisions now, rather than getting bogged down in the minutiae of day-to-day events. So, it’s important to take a step back to look the bigger picture occasionally and to ask yourself a few key questions: how are my finances doing? Am I meeting my […]
Over-50s changing the way they work in later life
If you are approaching your 50s, you may be considering your retirement options. Perhaps you want to work flexible hours and work when it suits you. You might want to be ‘your own boss’ and set up a business or become self-employed. Or you may want to know what your options are for […]
Welcome to our Guide to Creating a Diverse Investment Portfolio. ‘Don’t put all your eggs in the same basket’ is probably the best-known proverb advising investors about the importance of portfolio diversification to spread and reduce risk.
The major advantage of portfolio diversification is its ability to protect your entire portfolio from the volatility associated to various asset classes. In this […]
View the July/August 2015 magazine here.
Inside the latest issue of our magazine we look at how the new pension savings market offers much more flexibility and choice post–6 April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new world of pension freedoms, there are both risks and opportunities – from passing […]