Business Tip

More trade suppliers ask for personal guarantees

Although personal guarantees are a requirement in some instances, particularly within the construction sector, we have recently become aware that more trade suppliers than ever are insisting on personal guarantees.

In some instances the personal guarantee has been incorporated within the supplier’s Terms & Conditions. It is easy for this condition to slip through. How many people take the time to […]

Will you enjoy your retirement?

How to improve your golden years no matter what your current stage of life
Retirement may seem a long way off for you at the moment but that doesn’t mean you should forget about it. Consider our tips, which could help you increase your retirement income – no matter what your current stage of life – and pursue the retirement you […]

Do your employees have the correct business motor insurance cover?

It has recently came to our attention that police are targeting employees who do not have the correct business motor insurance cover on their vehicles. If any employee uses their car for work purposes then their insurance policy is required to include business cover.

The more common social, domestic and commuting use does not cover any travel which is on behalf […]

Xero Online Accounting Software: Everything in real-time

?Whether you’re still using spreadsheets (or – gasp! – pen and paper), or have downloaded accounting software that you try to use, it’s easy to get confused, frustrated, and weary of dealing with this bookkeeping task.

One of the ways you can remove this frustration from your business life (and save countless hours for yourself and your employees) is to use […]

National minimum wage increase

The rates for?National Minimum Wage?increase with effect from 1st October 2013.

The new rates are as follows:

*This rate is for apprentices under 19 or those in their first year. Those who are 19 or over and past their first year get the rate that applies to their age.

If you have questions about how this applies to your business, or whether you […]