Last week we ran a seminar titled ‘Succession or Sale’ centred around the age-old question: should I hand my business over to my children or should I sell?
It was a great event, but we appreciate that many of you won’t have been able to make it and we wanted to share some of the highlights with you. So, in the […]
Looking for an alternative to buying an annuity?
When you want to access your pension pot, you have several choices. The right choice for you will depend on a number of different elements, such as your tax position, whether you have a partner, your attitude to risk and even your health.
On reaching retirement, you can buy an annuity to turn your […]
Yields have dropped across the asset classes, except for equities
He may only have been in the job for just over six months, but Mark Carney, the Governor of the Bank of England, has already signalled his intention to do things differently and this is most noticeable in his concept of ‘forward guidance’.
Ongoing problem in the UK’s productivity levels
In the past, […]
Although personal guarantees are a requirement in some instances, particularly within the construction sector, we have recently become aware that more trade suppliers than ever are insisting on personal guarantees.
In some instances the personal guarantee has been incorporated within the supplier’s Terms & Conditions. It is easy for this condition to slip through. How many people take the time to […]
How to improve your golden years no matter what your current stage of life
Retirement may seem a long way off for you at the moment but that doesn’t mean you should forget about it. Consider our tips, which could help you increase your retirement income – no matter what your current stage of life – and pursue the retirement you […]
If you are making high levels of pension contributions you will need to obtain professional financial advice to make sure that you know whether you will be affected by the impending new lifetime allowance (LTA) limit changes. Thousands of pension savers could be impacted by the forthcoming changes unless they act swiftly.
Your total pension savings
You should check what the value […]
Get your tax planning skates on with the end of tax year fast approaching
No one likes to pay more tax than they have to, but one of the challenges of wealth is the high taxation it attracts. With real-terms tax increases the prospect for the foreseeable future the pressure is on to make the most of every available tax planning […]
HMRC have been reminding everyone through radio, TV and the newspapers that the filing deadline for 2012/13 tax returns is 31st January 2014.
If your tax return is not received and accepted by HMRC prior to this date then a penalty of £100 will be charged even if there is no tax to pay. Any tax liabilities must also be paid […]
Are you prepared for leaving a legacy?
Almost two thirds (64%) of British retirees expect to leave an inheritance to their children with an average value of £182,144, according to a recent study by HSBC.
The research*, which surveyed over 16,000 people in 15 countries, found many Britons could inherit even more, with one in five (21%) legacies left to children by […]
Has your 2012/13 tax return been completed and submitted to H M Revenue & Customs?
The deadline for online tax return submission for this year is 31 January 2014.? This is also the due date for any balancing payment of tax due for the year 2012/13 and the 1st Payment on Account towards 2013/14.
Do you know how much you have to […]