After last month’s budget, we at ad+ have been reviewing the Chancellor’s statement and the Budget documents to interpret the impact on our clients.
The good news is the further increase in the personal allowance and higher rate threshold, which has benefits for all. For business owners, the increase in Employment Allowances adds a further saving of £1,000 and the changes […]
View the July/August 2015 magazine here.
Inside the latest issue of our magazine we look at how the new pension savings market offers much more flexibility and choice post–6 April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new world of pension freedoms, there are both risks and opportunities – from passing […]
Planning for retirement in the new pensions landscape
The new pension savings market offers much more flexibility and choice post–6 April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new world of pension freedoms, there are both risks and opportunities – from passing on your pension to loved ones, to […]
Grappling with a number of significant headwinds
Unlike the rest of the world, the European economy has been hit by not one, but two major crises in the last decade. A few years on, we consider whether Europe is set on a path to recovery.
In 2008, the collapse of the US mortgage market sent shock waves across the globe and triggered […]
You are excited about the new service you have developed and you are certain many business owners in Scotland will benefit.
Just before you sign-off the promotional campaign budget a friend tells you to read about the failure rates of product launches. It’s the last thing you want to read at this time, but you force yourself to read the report. […]
Our new edition of ad+ Smart Money magazine offers a range of articles containing practical advice and insight on some important personal financial planning issues:
Sort out finances with practical tips
Your questions answered about Pensions Freedom
Where in the world should you invest?
Gender disparity affects post-retirement financial planning
Hunting for more investment income?
How to get a clear long-term view of your finances
Download your […]
It is not what you plan, it is what you DO that produces results.
Knowledge is vital, but impotent unless applied in actions that are focussed on achievement of your defined goals. Combining knowledge and precise implementation leads to improved results, but maintaining that precise implementation over a period of time is exceptionally difficult.
Like all business owners, you know what you […]
The right maxim can give instant acceptance of advice we have heard numerous times previously but never acknowledged.
Andy Gunn quotes the following maxim at appropriate times, and many clients have a ‘light bulb moment’ when they hear it.
Turnover is vanity
Profit is sanity
But cash is reality
Andy, a Senior Accountant within the ad+ team, frequently helps clients with improving cash-flow, and so […]
This Fantastic Prize is Up For Grabs in our Facebook Competition
ad+ is giving you the chance to win a treat for you and your partner. If you are selected as the winner of our free prize draw, you and your partner will enjoy a meal for two at Trattoria Guidi in Airdrie, Glasgow (worth up £60).
Entering the competition couldn’t […]
…and how can you ensure your business survives?
Many Scottish business owners are considering refurbishing their premises, and so the ad+ tax team is often asked for advice on what expenditure will be eligible for tax relief?
Get the right advice
ad+ has helped many business owners with all aspects of tax relief claims. Refurbishments can disrupt normal working arrangements within your business, […]